Google Tez is now Google - Pay Money made simple, by Google

After the recent surge of demonetisation, more and more people have resorted to digital transactions. But it is difficult to break the age-old habit of dealing with notes and coins and using cards and online applications for financial transactions. While some are confused, others are skeptical about the security of their accounts.

Are you facing similar problems? Are you still looking for an e-payment mode where payments can be made in the blink of an eye and ensure 100% security of your account details? Then check out Google's newly launched mobile app, Google Pay (TEZ). Let's check if this app really fulfills the needs of Digital India.

What is Google Pay?

Google Pay is a standalone application that provides mobile payment services in India. This app uses Unified Payment Interface (UPI) for financial transactions in banks. The app made its debut in the Indian market on 17th September 2017. The app allows Indian users to go for e-payments bypassing the need for NFC accounts. The news also suggests that phones from Nokia, Micromax, Lava and Panasonic will come with pre-loaded versions of Google Pay in the future.

Earlier this app was called Google Tez, but now it is called Google Pay.

Who can use?

This app primarily focuses on e-payments made in India. Both Android and iOS phone users can use Google Pay. Google Pay has tie-ups with major Indian banks, and so if you have a bank account, you are eligible to use this app. From college students, office goers, housewives to small shop owners, anyone can experience the benefits of digital transactions with Google Pay.

How to use?

Google has kept it simple as this app is made with the Indian market in mind. Interested in using Google Pay?

Follow the below steps for use Gpay:

Download the Google Pay app from Android - Playstore or iPhone Appstore; this is a free app.

• Choose your preferred language.
• Enter the mobile number which is linked to your bank account.
• Link your Google Account with the TEZ.
• Create a PIN or use device lock for the app security.
• Add a bank account.
• Create your UPI ID or enter UPI if you already have one.
• Enter your debit card details which is linked to the same mobile number which you have entered.
• Enter the 4 digit UPI PIN.
• You are ready to use Google TEZ.

Why opt for Google Pay?

Google has introduced Google Pay, keeping in mind the unique needs of consumers and business owners in India. It has separate interface for both these segments. Just like a software testing company thoroughly tests an application before launching it, Google has paid a lot of attention to how it can be made better for the Indian people before launching this application.

• Merchants can ensure secure payments and easily interact with customers with "Google pay for business". Along with this, they can also promote their goods and services instantly through this app.
• As a customer, you can use this digital payment mode to send money to your family across India, buy a gift, pay for movie tickets, restaurant bills and even small shops in your neighborhood.
• Small merchants and consumers don't need to pay anything using the app. Users can make payments directly to another Google Pay user's bank account.
• There are different ways you can use Google Pay. From traditional methods of using account numbers to the modern way of using QR codes to send money, from phone numbers to UPI IDs, transact the way you want. And the spark? You can also transact using cash mode through this app. Just say the amount, and it is sent to the user via the ultrasonic audio feature!
• Google Pay eliminates the need to create multiple accounts or e-wallets.
• Last but not the least, apart from all the other benefits, Google Pay comes with an amazing rewards program. When the referral makes the first payment you will get Rs. 51/- can earn. There are some terms and conditions for this referral program, such as:
  • A user will be paid only once for referring a single person.
  • A user can earn a maximum of Rs 9,000/- in a single financial year.
  • The offer is available only till April 2018.

So now Google is not only your favorite search engine, but you are also a trusted assistant for mobile payments. Be cash free with this innovation.